You are planning for your higher education in a foreign country. It’s early in the morning and you feel suffocated. Your friends hospitalize you in a nearby local hospital from where you are referred to a multispeciality unit for immediate and better treatment. What are you supposed to do?
In such conditions of emergency where the treatment to your illness is not supported locally, “Medical evacuation insurance” also referred to as “Medevac plans” come into action. Why wait for the situation to come? Why not pre-plan it through our medical insurance policy?
The medical evacuation travel insurance is essential for individuals who travel abroad on a regular basis or are planning to shift for a short period of time. The plan aims to coordinate everything from admission to hospital till discharge. Although, the policy have limits and cover people only for the conditions listed in the policy cover.
The factors considered while offering a medical evacuation plan includes “Age of the traveller, single or family, annual or one-time trip, duration of trip, and an optional coverage”. The coverage essentially includes the following three points:
- Coordination with emergency medical transportation and payment procedures to ensure your transfer to a medical facility or home to obtain medical care.
- Language translation services to make you understand what the medical team is instructing while travelling in a foreign land.
- Communicating your health reports to your home for the people who care about you.
Your policy may include add-ons such as lost baggage, optional adventure sports coverage, and a trip interruption. There is nothing more painful than to see one of your loved one suffering with a medical ailment, with no one from his family around him/her. Having yourself and your loved ones covered under medical evacuation plan ensures the safety of the individual and being assured that he is being taken care of.
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